781-729-7767

This page provides you with practical information about our practice. It includes our office location, including a map and directions, hours, appointment scheduling, insurance acceptance and billing policies. Feel free to call our office at 781-729-7767 with any questions you may have.

Janis Moriarty, D.M.D.
607 Main St.
Winchester, MA 01890

781-729-7767  *  (f) 781-729-1945

Office Hours
Monday: 8:00 AM - 7:00 PM
Tuesday: 8:00 AM - 5:30 PM
Wednesday: 8:00 AM - 7:00 PM
Thursday: 8:00 AM - 5:30 PM
Friday: Closed
Saturday: * 8:00 AM - 1:30PM
Sunday: Closed

*September through June

Our office is closed on Saturdays during the months of July and August and closes each year for summer vacation the week of July 4th.

Click here for door to door driving directions

Appointments

Patients are seen by appointment only. We appreciate and respect the value of your time and ask the same of our patients. Please be punctual to your appointments and expect the same from our staff. If an emergency should arise we ask that you call as early in the day as possible as we make every attempt to offer a same day appointment. If our office is closed and you are experiencing an emergency, a paging service will allow you to contact the doctor on call by following the instructions given on our answering machine.

We do require a 24-hour notice if you must cancel your appointment to avoid a charge. When an appointment is broken, it is costly to us and often difficult to reschedule with short notice. Three broken appointment will necessitate a referral to another practice. We attempt to confirm appointments in advance but it is ultimately your responsibility to remember the appointment that you scheduled.

Insurance and Billing
Dr. Moriarty and her associates are participating in-network providers with the following:

  • Delta Dental Premier
  • BCBS Dental Blue
  • Altus Dental
  • MetLife PDP

Our practice does not accept Commonwealth Care, Mass Health, HMO, DMO or capitation plans. Check with your plan to be sure you are not required to see an in-network provider.

Every insurance plan has a yearly maximum per person and most have a yearly individual deductible. Because every plan is so different and we accept so many dental plans, it is impossible for our office to know what your plan will or will not cover. This is why we stress the importance of your awareness of the benefits and limitations of your particular plan.

Whenever possible, we will send a pre-treatment estimate that will outline what your dental insurance should pay. If your plan allows, we can also check your benefits online. Written pre-treatment estimates, online benefit check, fax back benefits or verbal confirmation is NOT a guarantee. It is important to remember that your treatment plan is dental work that is suggested to you by our team of dental professionals. It is a treatment plan constructed for you personally to fit your needs. Your financial commitment to dental work is between you and this practice and is not dependent upon insurance coverage.

If you have any questions regarding dollar disbursement or what your plan will consider as a covered charge, you must refer these questions to your insurance benefits booklet, insurance website or your agent. We will do as much as possible for you and will assist you to the extent that is possible. We are not and cannot be responsible for the structure of your dental insurance plan. This is an agreement between your employer and the insurance company.

Payment Options
Our goal is to provide you and your family with the best possible dental care and at the same time respect your financial needs. Clear financial arrangements play an important part in the attainment of good dental health. All co-pays and balances are due in full at each visit.

Our practice accepts cash, checks, MasterCard and Visa for services rendered at the time of treatment.

Some treatment may require more than one visit, in which case, with advanced arrangements authorized by our financial coordinator, you may pay a portion of the total fee at each visit with payment in full completed at the last visit.

We accept assignment of dental insurance and as a courtesy to our patients we file insurance claims electronically. We ask that you provide us with accurate insurance information so that we can submit your claims. A usual and customary percentage of your treatment (co-payment) will be collected at the time of your visit. A fifty percent deposit is required for laboratory involved procedures at the first visit. This would include procedures such as crown and bridge, partials and dentures and implants. If you do not have insurance, the fee must be paid in full the day services are rendered. We offer a P.A.C.T. Program (Pre-Authorized Credit Transaction), and CareCredit for extensive treatment plans. 

The full fee for Invisalign cases is due in full the day of patient acceptance regardless of dental insurance involvement. Any  reimbursement made by your insurance plan toward your lnvisalign case will be refunded to you at the end of your treatment.  The P.A.C.T. Program does not apply to Invisalign.

Our fees for service are the same for all patients, whether or not you have dental insurance. We accept most dental insurance plans, however, it would be best to check with us first. Your insurance company may base its allowance on a fee schedule that may or may not coincide with our office fees. It is important to remember that most plans do not pay 100% of every dental visit.

We do accept a small number of contractual dental plans which will be billed according to their respective guidelines. We encourage our patients to educate themselves with the guidelines and limitations to their insurance plan. We ask that you obtain a benefit booklet from your human resource department, through the customer service department of your dental insurance company or sign on to your dental insurance company's website and refer to it when needed. This will help you have a better understanding of you dental plan. Almost all dental plans are the result of a contract between your employer and an insurance company. The amount your plan pays is agreed upon by your employer with the insurer.

Additional Dental Insurance Information
Your dental coverage is not based on what you need or what your dentist recommends. It is based on how much your employer pays into the plan. Employers generally choose to cover some, but not all, of employees' dental costs. If you are not satisfied with the coverage provided by your insurance, let your employer know.

Please note that dental insurance is very different than medical insurance. We will help you understand your plan as best we can but it is important that you educate yourself as much as possible. All patients, existing  and new, are responsible for financial charges in full regardless of insurance involvement.

To learn more about dental insurance click here to read Why Doesn't My Dental Insurance Pay For This?

Below are some questions you may want to ask your dental insurance company:

*    What is the amount of my annual maximum? (This would be the amount of benefits paid out on a percentage level by your dental insurance company in one year for each member in the plan.)

*    Does my insurance renew on the calendar or fiscal year? (This would be when your annual maximum would renew or start over. In most cases you cannot carryover unused benefit money. For example if your annual maximum is $1,000 and you used $300 you cannot carryover the remaining $700.00.)

*    What is my individual deductible? (Most dental plans have deductibles that are applied one time per year per each member in the plan.)

*    Are there any limitations, exclusions or special clauses to my plan? (Learning about your specific limitations, exclusions or special clauses will eliminate any surprises. For example your plan may limit you to one examination per year, exclude coverage on composite (white) fillings, or not cover dental procedures that involve a missing tooth if the tooth was missing or extracted before you joined the plan, better know as a "missing tooth clause".)

*    What is the percentage of coverage for treatment? (Most plans pay a percentage of dental treatment. It is rare that dental insurance pays 100% of any dental procedure.)

*    Does my plan have a waiting period for specific procedures? (Many dental insurance plans have waiting periods. This is important information to find out. Depending on your plan you may have up to a year waiting period for restorative and major work such as crown and bridge.)

*    Does my plan allow me to see any dentist of my choice? (This is very important to find out as many plans will only pay benefits to in-network dentists. If we are not in-network with your particular dental plan and you wish to join our practice your plan may not pay as much or at all as they would an in-network provider.)

We hope this has answered some questions you might have had and we thank you for choosing our practice to service you. 

Janis Moriarty, D.M.D.

607 Main St.
Winchester, MA 01890
781-729-7767

We Offer invisalign!